Consultant for the Payment Industry

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Analyst and consultant specializing in payment systems with over 19 years of industry experience.
Founded own consulting firm in 2005. Regular contributor to industry publications and author of numerous articles on Medium.

Actively involved in major projects across the Japanese payment landscape. Works closely with banks, payment service providers, mobile network operators, system integrators, and government agencies. Also engaged in international consulting projects.

Currently lectures on e-commerce and payment systems at Kanto Gakuin University in Yokohama — the only nationally recognized university course in Japan offering practical, in-depth instruction on credit card systems.

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Areas of Expertise

• Payment systems

• Credit/debit cards

• Electronic money (e-money)

• Mobile money

• E/M-commerce

• Financial inclusion and unbanked payments

• Consumer protection

• Payment-related legislation​

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Publication and articles(Japanese)
 

• "All About Payment Card Business" (カード決済業務のすべて) — A widely read professional reference in the Japanese payment industry

• "Worldwide Mobile Payment Report" — A comprehensive overview of mobile payment schemes and global payment statistics

• Contributing editor for Card Wave, a leading Japanese magazine specializing in payment systems

 

Major Projects
 

• Key roles in groundbreaking initiatives such as:

• Jibun Bank – a joint venture by Bank of Tokyo-Mitsubishi UFJ and KDDI

• iD – mobile credit card payment service by NTT Docomo

• View Suica Card – the world’s first hybrid contactless smart card integrating credit and transit fare systems (by JR East)

• Plus other flagship projects across Japan’s digital finance ecosystem

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Partner Consultants

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Yamamoto International Consultants also includes a team of six partner consultants — one full-time and five highly experienced professionals.
Consultant profiles are available in Japanese.

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Contact
 

Yamamoto International Consultants LLC

Shinjuku Park Tower N30F, 3-7-1 Nishi-Shinjyuku-ku Tokyo, 163-1030 Japan

e-mail : info@ym-international.com

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