Consultant for the Payment Industry

Seasoned analyst and consultant specializing in payment systems, with more than 25 years of industry experience.
Founded Yamamoto International Consultants LLC in 2005, providing strategic and operational support to financial institutions, payment service providers, and technology companies. Regular contributor to leading industry publications and author of numerous analytical articles on Medium.

Extensively involved in high-impact projects shaping Japan’s payment ecosystem. Collaborates closely with banks, payment processors, mobile network operators, system integrators, and government agencies, while also advising on international projects across Asia, Europe, and North America.

Currently delivering a university-level course at the Faculty of Law, Meiji Gakuin University, entitled “Cashless Payments and Law” — a specialized program bridging legal frameworks with the evolving landscape of digital payments.

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Areas of Expertise

• Payment systems

• Credit/debit cards

• Electronic money (e-money)

• Mobile money

• E/M-commerce

• Financial inclusion and unbanked payments

• Consumer protection

• Payment-related legislation​

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Publication and articles(Japanese)

• "All About Payment Card Business" (カード決済業務のすべて) — A widely read professional reference in the Japanese payment industry

• "Worldwide Mobile Payment Report" — A comprehensive overview of mobile payment schemes and global payment statistics

• Contributing editor for Card Wave, a leading Japanese magazine specializing in payment systems

 

Major Projects

• Key roles in groundbreaking initiatives such as:

• Jibun Bank – a joint venture by Bank of Tokyo-Mitsubishi UFJ and KDDI

• iD – mobile credit card payment service by NTT Docomo

• View Suica Card – the world’s first hybrid contactless smart card integrating credit and transit fare systems (by JR East)

• Plus numerous flagship projects advancing Japan’s digital finance ecosystem

 

Partner Consultants​

Yamamoto International Consultants also includes a team of six partner consultants — one full-time and five highly experienced professionals.
Consultant profiles are available in Japanese.

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​​​Contact

Yamamoto International Consultants LLC

Shinjuku Park Tower N30F, 3-7-1 Nishi-Shinjyuku-ku Tokyo, 163-1030 Japan

e-mail : info@ym-international.com

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